Homeowners Insurance in Alexandria, Louisiana

Situated in the vibrant city of Alexandria, Louisiana, DJW Insurance Agency is a trusted partner for homeowners seeking dependable and tailored insurance solutions. Nestled in the heart of Central Louisiana, Alexandria is a city rich in history, culture, and a strong sense of community. DJW Insurance Agency proudly reflects the spirit of this dynamic area, offering customized homeowners insurance designed to safeguard the homes that are the cornerstone of family life and community pride. Whether enjoying the scenic beauty along the Red River or exploring the city’s historic landmarks, our team is dedicated to delivering exceptional service and peace of mind to homeowners in Alexandria and the surrounding regions.

Why Do You Need Homeowners Insurance?

Homeowners insurance is incredibly important. It can protect your home, belongings and ensure you have the means to move, should something happen to your original house. Mortgage lenders also typically require you to carry, at minimum, liability insurance. Homeowners insurance generally provides coverage for:

• General Liability: This protects you and your family in the event one of you causes bodily injury or property damage to someone else. This can even extend off the property.
• Property Damage: This protects the physical structure of the home as well as its attached structures, such as an attached garage. Some policies also cover detached structures, such as sheds. This coverage does not include flood or earthquake coverage. It does provide coverage against fire, hail, smoke, lightning and wind.
• Personal Belongings: Personal belongings coverage helps pay for items lost or damaged due to a covered incident. These are the same incidents covered under property damage. This coverage also excludes flood and earthquake damage.
• Additional Living Expenses: Known as ALE, this coverage provides monetary assistance if you must temporarily move elsewhere while the home is being rebuilt or repaired.

You can extend your policy with extra coverage and save money by bundling. Ask a DJW Insurance agent about discounts you may be eligible for. You can also save money by adding safety aspects to your home, such as fire alarms and burglar alarms.

Get Insured Today

DJW Insurance Agency wants clients to feel safe in their home. Know you're covered in case of a disaster by calling us today at (337) 364-7614 or filling out an online quote form to get started. You can also stop by one of our offices.